Terms and Conditions of Use

Last updated: August 21, 2026

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE. ACCESS TO AND USE OF THIS WEBSITE ARE CONDITIONED UPON YOUR ACCEPTANCE, WITHOUT MODIFICATION, OF THE TERMS, CONDITIONS, AND NOTICES CONTAINED HEREIN. YOUR USE OF THIS WEBSITE CONSTITUTES YOUR AGREEMENT TO ALL SUCH TERMS, CONDITIONS, AND NOTICES. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, YOU SHOULD IMMEDIATELY CEASE USING THIS WEBSITE.

No warranties

This website is provided on an “as is” and “as available” basis, without any representations or warranties, express or implied. 83 Kearny Ave Inc. t/a Dynasty Agency (“Dynasty Agency”) makes no representations or warranties regarding this website or the information and materials provided through or on this website.

Nothing contained on this website constitutes, or is intended to constitute, professional advice of any kind. If you require advice concerning a legal, financial, medical, or other professional matter, you should consult an appropriate qualified professional.

Limitations of Liability

YOUR USE OF THIS WEBSITE IS AT YOUR OWN RISK. BY USING THIS WEBSITE, YOU ACKNOWLEDGE AND AGREE THAT NEITHER DYNASTY AGENCY NOR ANY THIRD-PARTY CONTENT PROVIDERS SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, EXEMPLARY, OR OTHER DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THIS WEBSITE OR ANY OTHER WEBSITE YOU ACCESS THROUGH A LINK FROM THIS WEBSITE, OR FROM ANY ACTIONS WE TAKE OR FAIL TO TAKE.

SUCH DAMAGES MAY INCLUDE, WITHOUT LIMITATION, DAMAGES ARISING FROM ERRORS, OMISSIONS, INTERRUPTIONS, DEFECTS, DELAYS, COMPUTER VIRUSES, LOSS OF PROFITS, LOSS OF DATA, UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, AND OTHER TANGIBLE OR INTANGIBLE LOSSES.

NO INSURANCE COVERAGE MAY BE BOUND, MODIFIED, OR ALTERED THROUGH THIS WEBSITE.

THIS LIMITATION OF LIABILITY APPLIES REGARDLESS OF WHETHER SUCH DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, AS A RESULT OF NEGLIGENCE, OR UNDER ANY OTHER LEGAL THEORY, AND EVEN IF DYNASTY AGENCY OR ITS REPRESENTATIVES HAVE BEEN NEGLIGENT OR HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

To the fullest extent permitted by law, Dynasty Agency will not be liable to you, whether under contract, tort, or otherwise, in connection with the contents of, use of, or otherwise in connection with this website, for:

  • any direct loss, to the extent the website is provided free of charge;
  • any indirect, special, or consequential loss;
  • any business losses;
  • loss of revenue, income, profits, or anticipated savings;
  • loss of contracts or business relationships;
  • loss of reputation or goodwill; or
  • loss, corruption, or unauthorized alteration of information or data.

These limitations of liability apply even if Dynasty Agency has been expressly advised of the possibility of such loss.

REASONABLENESS

By using this website, you agree that the exclusions and limitations of liability set forth in these Terms and Conditions are reasonable.

If you do not believe that these exclusions and limitations are reasonable, you must not use this website.

Ownership of copyright

The copyright in this website and the materials contained on or made available through this website, including, without limitation, text, computer code, artwork, photographs, images, music, audio material, video material, and audiovisual material, is owned by Dynasty Agency or its licensors. Any unauthorized use of such materials is strictly prohibited.

Third-Party Links

This website may contain links to other websites on the World Wide Web. We provide such links for your convenience only and are not responsible for the content of any website linked to or from this website.

A link from this website to another website does not constitute or imply that Dynasty Agency approves of, endorses, or recommends that website or its content.

Enforcement of copyright

Dynasty Agency takes the protection of its copyrights seriously.

If Dynasty Agency discovers that you have used its copyrighted materials in violation of these Terms and Conditions or any applicable license, Dynasty Agency may pursue legal remedies, including monetary damages and injunctive relief to prevent further unauthorized use of such materials. You may also be responsible for Dynasty Agency’s legal costs to the extent permitted by law.

If you become aware of any use of Dynasty Agency’s copyrighted materials that violates or may violate these Terms and Conditions or an applicable license, please report such use by mail to:

Dynasty Agency
83 Kearny Avenue
Kearny, New Jersey 07032
Attn: Customer Service

Changes to these terms

We reserve the right, in our sole discretion, to modify or amend these Terms and Conditions at any time by posting revised terms on this website. It is your responsibility to periodically review these Terms and Conditions for any changes.

Your continued use of this website following the posting of changes to these Terms and Conditions or other applicable policies constitutes your acceptance of those changes

Disclaimer

We make no representations or warranties regarding the accuracy, completeness, or reliability of the content contained on this website or the content of any website linked to or from this website.

Infringing Material

If you become aware of any material on this website that you believe infringes your copyright or the copyright of another person, please report the alleged infringement by mail to:

Dynasty Agency
83 Kearny Avenue
Kearny, New Jersey 07032
Attn: Customer Service

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