Privacy Policy
Last updated: August 21, 2026
Introduction
All information that you provide through this website is provided to 83 Kearny Ave Inc. t/a Dynasty Agency (“Dynasty Agency”). This Privacy Policy explains how Dynasty Agency collects, stores, uses, and discloses your information.
What this privacy policy covers
This Privacy Policy applies to personal information you provide to us in connection with your use of this website and our services that is not otherwise publicly available. This may include your name, address, email address, telephone number, driver’s license number, driving information, and other personal information.
This Privacy Policy applies to Dynasty Agency, as well as its officers, owners, successors, and assigns.
Information Collection and Use
Dynasty Agency collects personal information when you use this website. When you use our website, we may request information such as your name, email address, date of birth, gender, ZIP code, occupation, driver’s license information, driving record, and other information necessary to provide you with insurance premium rate quotes.
We may also request your address, Social Security number, and information about the assets for which you are seeking insurance coverage. Once you use our services, you are no longer anonymous to us.
Dynasty Agency collects information regarding your insurance policy request and forwards that information to our member insurance carriers to obtain insurance policy rate quotes on your behalf. Those carriers may use the information you provide to obtain additional information necessary to provide you with a rate quote. This may include credit reports, motor vehicle reports, prior claims activity, and other relevant information.
The parties providing this information may include affiliated insurance underwriting companies, claims representatives, independent contractors, insurance agents and brokers, courts, and government agencies.
We also automatically receive and record information in our server logs from your browser, including your IP address, cookie information, and the pages you request.
We use this information for general purposes, including to:
- fulfill your insurance rate quote request;
- customize the advertising and content you see;
- improve our services;
- contact you;
- conduct research;
- provide anonymous reporting for internal and external purposes; and
- perform other analytical activities.
Our analysis produces “cumulative output” and does not display or report specific personally identifiable information.
Information sharing and disclosure
We do not sell, share, license, or otherwise provide your personal information to other individuals or nonaffiliated companies, except as necessary to obtain insurance policy rate quotes from carriers on your behalf or to provide services through the insurance agency acting on your behalf.
In connection with providing your information, please note the following:
(a) We may provide your information to trusted partners who work on our behalf and are subject to confidentiality agreements. These companies and contractors may use your personal information to assist us in providing services to you.
(b) We may disclose your information in response to subpoenas, court orders, or other legal process, or as necessary to establish or exercise our legal rights or defend against legal claims. We may also share information when we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, or as otherwise required by law.
(c) We may transfer information about you if Dynasty Agency is acquired by or merged with another company. In such an event, we will provide appropriate notice on this Privacy Policy before your information is transferred and becomes subject to a different privacy policy.
(d) Mobile opt-in information and telephone numbers collected for SMS communication purposes will not be shared with third parties or affiliates for their own marketing purposes.
Confidentiality and security
We maintain the confidentiality of the information we collect during your visit to our website. We do so by maintaining internal practices designed to protect the security and confidentiality of this information and by limiting access to personal information to employees whom we reasonably believe need access to provide products and services to you or to perform their job responsibilities.
Cookies
As is common practice with websites, we use cookies to enhance your web browsing experience. A “cookie” is a small text file that a website may place on your computer’s hard drive to collect information about your activities on the website or to recognize your computer when you return.
The cookie transmits this information back to the website’s computer, which generally is the only computer that can read it.
When you log onto our website, our website system assigns a unique identification number and records that number in a cookie file on your computer. When you visit our website again, we can read this number to help provide prompt access to your information.
Cookies can also help ensure that your information remains accurate and can save you from having to re-enter certain personal and identifying information. The information stored in the cookie is encrypted and cannot be read without the encryption key.
Although we believe that certain cookies enhance your experience on our website, you may configure your web browser to reject cookies. Doing so, however, may negatively affect the performance or functionality of the website.
Changes to this privacy policy
We may update this Privacy Policy from time to time. We will prominently post the date and content of any significant changes to the way we treat personal information on this Privacy Policy page.
Disclaimer
The security of all information associated with our users is important to us. As stated above, we exercise care in providing secure transmission of your information from your computer to our servers and those of our affiliates.
Unfortunately, no transmission of data over the Internet can be guaranteed to be 100% secure. Accordingly, although we strive to protect your personal information, we cannot ensure or warrant the security of any personal information you transmit to us or through our online products and services. You transmit such information at your own risk.
Once we receive your information, we and our affiliates use industry-standard efforts to safeguard the confidentiality of your personal information, including firewalls and secure socket layers. However, “perfect security” does not exist on the Internet.
Acceptance of Privacy policy terms
By using this website, you acknowledge and agree to the terms of Dynasty Agency’s Privacy Policy. If you do not agree with this Privacy Policy, please do not use this website.
Your continued use of Dynasty Agency’s website following the posting of changes to this Privacy Policy constitutes your acceptance of those changes.
Limitation of Liability
83 KEARNY AVE INC. WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES ARISING FROM OR RELATED TO YOUR USE OF THIS WEBSITE, INCLUDING, BUT NOT LIMITED TO, DAMAGES OR INJURIES CAUSED BY:
(a) use of, or inability to use, our website;
(b) use of, or inability to use, any website to which you hyperlink from our website;
(c) failure of performance;
(d) error;
(e) omission;
(f) interruption;
(g) defect;
(h) delay in operation or transmission;
(i) computer virus; or
(j) line failure.
EZLYNX IS NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, INCLUDING DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY.
Except as provided below, EZLYNX IS NOT LIABLE EVEN IF IT HAS BEEN NEGLIGENT, IF ITS AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR BOTH.
However, in certain states where applicable law does not permit the limitation or exclusion of liability for incidental or consequential damages, the foregoing limitation may not apply, and you may have the right to recover such damages.
In any event, EZLYNX’s liability to you for all losses, damages, injuries, and claims of any kind, whether arising under the terms of a contract or allegedly caused by negligence, other wrongful conduct, or any other legal theory, will not exceed the amount you have paid to access our sites.
Disclaimer
THE MATERIAL ON AND PROVIDED THROUGH THIS WEBSITE IS PROVIDED ON AN “AS IS” BASIS. WE DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES REGARDING THE MATERIAL AVAILABLE ON THE WEBSITE, INCLUDING, BUT NOT LIMITED TO, WARRANTIES:
(a) that the material is of a particular level of quality or fit for a particular purpose;
(b) that the functional elements contained in the materials will be uninterrupted or error-free;
(c) that defects will be corrected;
(d) that the website or the servers that make it available are free of computer viruses or other harmful components or conditions; or
(e) that information contained on the website is accurate as of any particular date.
Questions and Suggestions
If you have any questions or suggestions regarding this Privacy Policy, please contact 83 Kearny Ave Inc. t/a Dynasty Agency at:
Dynasty Agency
83 Kearny Avenue
Kearny, NJ 07032